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About Kai Bike

My mission is to provide you with exceptional customer service. As a partner with you in the home financing process, I will provide you with updated market information and a variety of lending programs to meet your individual needs.

In addition, I am committed to keeping you informed throughout the loan process, and am here to answer questions, explain options and eliminate hassles and worry along the way.

This is the second time my husband and I have selected Kai Bike to work with us to secure a home mortgage. We were impressed with his professional, timely, and encouraging strategies to educate us about the process for gathering all the necessary financial data to submit for his purposes. At each step, Kai effectively communicated with us, whether it is a need for further information or a confirmation of documents received. We will continue to highly recommend Kai to our family and friends wanting to work with a highly skilled professional in the financial field. - JC Houston, TX
After going through this tedious process before of obtaining a mortgage in New York City, I was amazed at how effortless it was with Kai and his team. He was incredibly informative and responsive every step of the way and he worked tirelessly to get my mortgage obtained within a very short timeframe. I could not recommend Kai and his team at Republic State Mortgage enough. - CS Houston, TX
I have been told by several people that they will "do whatever it takes to earn my business". Kai meant it. Kai took the time to answer all of our questions. He earned our business and our gratitude. Kai was a pleasure to work with. My husband and I were in a situation where we needed to find a new home immediately. Kai worked on Labor Day to get us the documents we needed to put an offer on our dream house. In fact, throughout the entire home-purchasing process, Kai went above and beyond for us. He answered our calls--even when they were late in the evening or on the weekend--and our questions. He truly has a gift for explaining difficult concepts to people who don't know much about them. He made the home buying experience much easier and more pleasant than we had ever imagined. We will certainly recommend Kai to all of our friends and acquaintances. - Ortega Houston, TX
We can’t thank you enough for all of your help and guidance throughout this process. We especially appreciate your time after-hours and on Labor Day. We wouldn’t have been able to make an offer without all of your help. So, thank you very much for everything! Kai, you have the invaluable talent of being able to explain really complex concepts. Coupled with your willingness to go the extra mile, we have not only learned a ton but were able to by this home. We could not have done it without you. - Ortega Houston, TX
I'm a first time home buyer. I've heard over and over how complicated the process can be. Kai did a wonderful job of walking my wife and I through everything, making it all easy to understand. And he was patient as we asked a plethora of questions. I couldn't be happier. - JB Houston, TX
REPUBLIC CORE VALUE #1: Relationships

We care about the people we serve

REPUBLIC CORE VALUE #2: Expertise

Our people are experts in the field

REPUBLIC CORE VALUE #3: Problem-Solving

We have the know-how and resourcefulness to make it happen

REPUBLIC CORE VALUE #4: Unity

We're all in this together

REPUBLIC CORE VALUE #5: Balance

We want our people to live rich, balanced lives

REPUBLIC CORE VALUE #6: Listening

By being great listeners, we can find the right solution to fit your needs

REPUBLIC CORE VALUE #7: Integrity

Do the right thing, in the right way, at the right time

REPUBLIC CORE VALUE #8: Commitment

We give you our word

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